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Salary Account Package for Central Government Employees

Bank Name: UCO Bank

 Salary Product Features

Group-C

Group-B

Group-A

Insurance

Cover for Account Holder Only

Personal Accident Death Insurance
(Free of cost)

 Rs. 100 Lakh

 Rs. 120 Lakh

 Rs. 150 Lakh

Air Accident Insurance
(Free of cost)

Rs. 100 Lakh

 Rs. 120 Lakh

 Rs. 150 Lakh

Permanent Total Disability
(Free of cost)

Rs. 100 Lakh

Rs. 120 Lakh

 Rs. 150 Lakh

Permanent Partial Disability
(Free of cost)

Rs. 100 Lakh

 Rs. 120 Lakh

 Rs. 150 Lakh

ADD on Covers- Girls Child Education.
(Free of cost)
{Details in the Annexure….}

Max Rs. 5 Lakh for 2 Children

ADD on Covers- Girls Child Marriage

(Free of cost)
{Details in the Annexure….}

Max Rs. 5 Lakh for 2 Children

*ADD on Death Cover for Spouse

(Free of cost)

Rs. 3 Lakh

Rs. 5 Lakh

Term Life Insurance Cover
(Free of cost)

 Rs. 8 lakh

 Rs. 10 Lakh

Rs. 10 Lakh

*Additional Special Benefit extended apart from specified in format.

Term Life Insurance- Add on Cover
(Cost to be borne by A/c holder)
{Details in the Annexure I}

Term Life Insurance –Add on Cover(Insurance Company-LIC)

Wellness Program/ Benefits /
Annual Health Check-up

(Free of cost)
{Details in the Annexure II.}

Aditya Birla Bundled Wellness Proposition (Fit Smart pro)

Health/ Medical Insurance Cover
{Details in the Annexure III.}

Health Insurance Cover –Star Health Insurance

Top-Up Health/ Medical Insurance Cover
{Details in the Annexure IV}

 Top Up Health Insurance Cover –Star Health Insurance

Banking

Minimum Balance

 NIL

 NIL

NIL

Instant Overdraft Facility
{Details in Annexure V.}

 Max Rs.2 Lakh

Max Rs.3 Lakh

Sweep In -Out facility

Minimum Balance to be maintained for opening of FFD- Rs 25000/-

Minimum Balance to be maintained for opening of FFD- Rs 50000/-.

Threshold limit of Rs 25000/-or more in trenches of Rs. 10000/- for Max. for 180 days.

IMPS/ RTGS/ UPI/ SMS Charges

Free in Online Mode -Through M- Banking, E-Banking ,SMS Free

Free Demand Draft /Pay Order

Issuance Free

Free Cheque Facility

25+25 Cheque leaves free per annum (personalized)

Concession in Locker Charges

 100% Discount for First Year Only

Concession in Processing & Documentation charges on Housing/ Car/ Education / Personal/ other Retail loan

100 % discount on processing fees in Home & Car Loan

Documentation Charges : No Concession

Concession in Rate of Interest on Housing/ Car/ Education / Personal/ other Retail loan

 0.15% concession in ROI in Home & Car Loan.
1.00% concessions in ROI in Personal Loan.

NO Concession in Education Loan.
(Concession is subject to the Net applicable ROI not below the floor rate of particular scheme at the time of approval of such concession.)

Concession in Demat AMC

Opening of Demat Account free of cost (Online/ Manual) AMC for 1st year will be 50 % waive for all customers. If customers open trading account with channel partner AMC for first year is waived.

Family Banking Benefits

Additional Zero Balance Account for spouse and 2 children. Other Charges as per the normal saving account rule.

UCO Rewardz loyalty Program

{Details in Annexure -VI}

Earn UCO Points on E-com or POS transaction, while making travel booking or wealth management through Mobile Banking, Online account opening like RD/FD etc. Consistency as digital customer also earn these points and many more. Customer only needs to log in UCO mBanking plus app to enjoy the rewardz benefits.

Cards & Offers

Debit Card Variant

Rupay Select Personalized Debit Card

Debit Card - Issuance / Annual Maintenance Charges

NIL

No. of Free ATM TXN (in a month)

Airport Lounge Access on Debit Card
{Domestic}

One (1) time Domestic Lounge access free per quarter per card

Airport Lounge Access on Debit Card
{International}

Two (2) times International Lounge access free per year per card

Other Benefits on ATM
{Details in Annexure -VII}

Details Attached in Annexure -VII

Credit Card Variant

 UCO SBI Co-Branded credit card will be provided at the option of customer.

Credit Card- Issuance / Annual Maintenance Charges

 Chargeable

Airport Lounge Access on Credit Card
{Domestic}

 As per Credit Card

Airport Lounge Access on Credit Card
{International}

As per Credit Card

Features & Other Benefit

on Credit Card
{Details in Annexure-VIII.}

 Details Attached in Annexure - VIII

Salary Account Package for Central Government Employees

Bank Name: UCO Bank

 Salary Product Features

Group-C

Group-B

Group-A

Insurance

Cover for Account Holder Only

Personal Accident Death Insurance
(Free of cost)

 Rs. 100 Lakh

 Rs. 120 Lakh

 Rs. 150 Lakh

Air Accident Insurance
(Free of cost)

Rs. 100 Lakh

 Rs. 120 Lakh

 Rs. 150 Lakh

Permanent Total Disability
(Free of cost)

Rs. 100 Lakh

Rs. 120 Lakh

 Rs. 150 Lakh

Permanent Partial Disability
(Free of cost)

Rs. 100 Lakh

 Rs. 120 Lakh

 Rs. 150 Lakh

ADD on Covers- Girls Child Education.
(Free of cost)
{Details in the Annexure….}

Max Rs. 5 Lakh for 2 Children

ADD on Covers- Girls Child Marriage

(Free of cost)
{Details in the Annexure….}

Max Rs. 5 Lakh for 2 Children

*ADD on Death Cover for Spouse

(Free of cost)

Rs. 3 Lakh

Rs. 5 Lakh

Term Life Insurance Cover
(Free of cost)

 Rs. 8 lakh

 Rs. 10 Lakh

Rs. 10 Lakh

*Additional Special Benefit extended apart from specified in format.

Term Life Insurance- Add on Cover
(Cost to be borne by A/c holder)
{Details in the Annexure I}

Term Life Insurance –Add on Cover(Insurance Company-LIC)

Wellness Program/ Benefits /
Annual Health Check-up

(Free of cost)
{Details in the Annexure II.}

Aditya Birla Bundled Wellness Proposition (Fit Smart pro)

Health/ Medical Insurance Cover
{Details in the Annexure III.}

Health Insurance Cover –Star Health Insurance

Top-Up Health/ Medical Insurance Cover
{Details in the Annexure IV}

 Top Up Health Insurance Cover –Star Health Insurance

Banking

Minimum Balance

 NIL

 NIL

NIL

Instant Overdraft Facility
{Details in Annexure V.}

 Max Rs.2 Lakh

Max Rs.3 Lakh

Sweep In -Out facility

Minimum Balance to be maintained for opening of FFD- Rs 25000/-

Minimum Balance to be maintained for opening of FFD- Rs 50000/-.

Threshold limit of Rs 25000/-or more in trenches of Rs. 10000/- for Max. for 180 days.

IMPS/ RTGS/ UPI/ SMS Charges

Free in Online Mode -Through M- Banking, E-Banking ,SMS Free

Free Demand Draft /Pay Order

Issuance Free

Free Cheque Facility

25+25 Cheque leaves free per annum (personalized)

Concession in Locker Charges

 100% Discount for First Year Only

Concession in Processing & Documentation charges on Housing/ Car/ Education / Personal/ other Retail loan

100 % discount on processing fees in Home & Car Loan

Documentation Charges : No Concession

Concession in Rate of Interest on Housing/ Car/ Education / Personal/ other Retail loan

 0.15% concession in ROI in Home & Car Loan.
1.00% concessions in ROI in Personal Loan.

NO Concession in Education Loan.
(Concession is subject to the Net applicable ROI not below the floor rate of particular scheme at the time of approval of such concession.)

Concession in Demat AMC

Opening of Demat Account free of cost (Online/ Manual) AMC for 1st year will be 50 % waive for all customers. If customers open trading account with channel partner AMC for first year is waived.

Family Banking Benefits

Additional Zero Balance Account for spouse and 2 children. Other Charges as per the normal saving account rule.

UCO Rewardz loyalty Program

{Details in Annexure -VI}

Earn UCO Points on E-com or POS transaction, while making travel booking or wealth management through Mobile Banking, Online account opening like RD/FD etc. Consistency as digital customer also earn these points and many more. Customer only needs to log in UCO mBanking plus app to enjoy the rewardz benefits.

Cards & Offers

Debit Card Variant

Rupay Select Personalized Debit Card

Debit Card - Issuance / Annual Maintenance Charges

NIL

No. of Free ATM TXN (in a month)

Airport Lounge Access on Debit Card
{Domestic}

One (1) time Domestic Lounge access free per quarter per card

Airport Lounge Access on Debit Card
{International}

Two (2) times International Lounge access free per year per card

Other Benefits on ATM
{Details in Annexure -VII}

Details Attached in Annexure -VII

Credit Card Variant

 UCO SBI Co-Branded credit card will be provided at the option of customer.

Credit Card- Issuance / Annual Maintenance Charges

 Chargeable

Airport Lounge Access on Credit Card
{Domestic}

 As per Credit Card

Airport Lounge Access on Credit Card
{International}

As per Credit Card

Features & Other Benefit

on Credit Card
{Details in Annexure-VIII.}

 Details Attached in Annexure - VIII